Capital Group (Finance and Leasing) Ltd

The Capital Group has established itself as one of the fastest growing asset finance companies, in the UK. Thousands of companies trust us to facilitate their funding requirements. We have gained an enviable reputation, thanks to our innovative approach to creating successful funding solutions, for both end user clients and equipment providers.

Our philosophy is to create robust relationships with our lenders, which include many of the UK’s leading banks and financial institutions. By building our relationships with them, it means we are at the forefront of technology and innovation. Thanks to this and the high volumes of business that we place with them, we can pass these benefits on to you. Furthermore, as a direct result of these relationships we are able to offer some of the highest acceptance rates in the industry. Therefore, our customers use us repeatedly, as they trust us to provide them with the right solution, at first class rates.

Discover why our finance options can make business sense for you – we provide the most competitive and flexible IT financing in the country, and can offer funding facilities for any IT asset that you may need. Working with some of the UK’s leading banks and financial institutions we are at the forefront of money movement and base rate changes and are effectively positioned to offer the most competitive rates as they become available.

The benefits of spreading the cost of your acquisition over a period of time are widely appreciated and of course this allows other forms of capital to remain within the business.

Customer Benefits

No Capital Expenditure
Releases Capital To Be Used More Profitability In Other Areas Of The Business.

Fixed Payment and Term (A Hedge Against Inflation)
Lease finance facilities allow effective budgeting and give you the comfort of knowing exactly how much your payment will be over what period. The rentals are fixed for the duration of the agreement, unlike many overdraft facilities and high street banks loans that are subject to rate changes.

Preserve Other Credit Facilities
Lease finance provides an additional credit facility and is separate from bank borrowing or other facilities that you may need to call on for vital investment needs.

Can Upgrade Equipment (A Guard Against Obsolescence)
Lease finance allows you to stay ahead of technology developments whilst also maintaining a healthy cash flow. As your requirements change simply add or upgrade your existing equipment at any time during your agreement.

Rentals Are 100% Allowable Against Taxable Profits
Lease finance can offer your business significant benefits over using vital cash resources to acquire new equipment. As lease payments are 100% allowable against pre tax profits the true cost of your lease is dramatically lower than you might think. During the term of the lease the cost can be offset as a trading expense. Outright purchase may reduce the tax deductible allowances you receive whilst also tying up valuable capital that limits you company’s ability to grow.

Allows You the Equipment You Need Today
Lease finance with The Capital Group can provide you with a one-stop shop for your requirements and with one simple monthly lease payment we can cover many intangible items that might not be able to be funded elsewhere, including software, support, maintenance and services.

Our strength is in finding the financial solution to your equipment requirement.

At The Capital Group we pride ourselves on our flexibility, which is why we are able to fund virtually any asset a business might need. Through our extensive portfolio of funding sources and our own finance company we fund a raft of equipment and asset types ranging from software to soft furnishings, plant and machinery to printing presses.

We are particularly active in a number of specialized sectors, and bring our vast experience and innovation to these markets.

Lease Finance

Minimal, Deferred or No Deposit funding with full invoice amount funded

Appears on balance sheet, and payments are 100% tax allowable

At the end of lease flexible options to either return or continue to use the equipment

Flexible funding, that subject to credit allows easy upgrading at any time

Lease Purchase

Minimal, Deferred or No Deposit funding with full invoice amount

Equipment title can be passed to the customer upon final payment

The equipment appears on the balance sheet

Capital allowances can be claimed

Operating Lease

Rentals are wholly deductible against profits

Off balance sheet funding

Retention of asset ownership usually with finance company or supplier at end of lease

The full rental amount is VATable

Loan Facilities

Funding provided to the business for your choice of purpose

Full or part price of goods can be financed

Client can obtain ownership at end of primary period